Should You Receive SSD Benefits, Early Retirement, or Both?

The main difference between social security disability insurance and social security retirement is simple. With Social Security disability insurance, you have to prove that you’re disabled. Social Security retirement, however, is based on age. We typically advise our clients not to work unless they plan to work full-time because you will lose your benefits if you exceed a certain amount of earnings. You can start receiving retirement benefits at 62, but there is a deduction if you start claiming them before 67. To learn more, watch our short videos.

By |2022-09-26T16:05:42-05:00September 23rd, 2022|Blog, SSD, SSI|Comments Off on Should You Receive SSD Benefits, Early Retirement, or Both?

Retirement and Social Security Disability

Whether you can receive retirement and SSDI benefits depends on what you mean by “retirement”. For SSDI purposes, retirement means benefits paid through the SSA. Yet Social Security retirement benefits are not always the only benefit people receive when they retire. Pensions or 401(k) plans through an employer also pay benefits at retirement. While many people generically refer to each of these as “retirement” benefits, for purposes of receiving both SSDI and retirement benefits, they are very different.

By |2022-09-09T15:34:49-05:00September 5th, 2022|Blog, SSD|1 Comment